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YOUR REMORTGAGE DEAL - A SIMPLE GUIDE

A remortgage is simply getting a better remortgage deal with a new loan secured on your property. Therefore even a problem remortgage should not be an issue. You can get problem remortgage advice through our network. We may deal with your existing bank or with a new problem remortgage lender. Dealing with a new remortgage lender may be beneficial because a new lender will offer you an incentive to take out your remortgage deal with them.

Why remortgage? - a remortgage deal through us may get you a better loan rate, remortgage to save money, remortgage to save on monthly payments. It pays to shop around. A remortgage deal through us may also allow you to pay off your loan earlier, or raise extra cash for a new car or holiday. You may also wish to get a new remortgage deal to raise funds for home improvements or to extend your home. A remortgage deal with extra cash allows you to consolidate debts, especially unsecured debts which may be on a higher interest rate. This may cut your monthly repayments.

How To Get Your New Remortgage Deal

You can go to your current lender and ask for a new remortgage deal. Or you can try us here. We have access to most major remortgage lenders and between us deal with 1000's of remortgage products and remortgage deal applications. We try and make your remortgage process simple !

Remortgage Deal Process

It is simpler to remortgage than secure a new mortgage. Click on a link that suits you best for a fast response. A qualified advisor will review your remortgage enquiry and contact you to ensure they have all the right details. Depending upon your specific circumstances they will apply to the most appropriate remortgage lender. You then receive and review your remortgage deal offer. Once you accept your remortgage offer, the legal process takes place and conveyancing is carried out. Your remortgage advance is then made available to you and your Solicitor will pay off your original loan before sending the surplus remortgage funds to you. 

Remortgage Deal Costs

Although it is invariably cheaper to get a new remortgage deal through us than secure a new mortgage, you may have to pay some remortgage costs. For example valuation charge, legal fees, arrangement fee, broker fee, redemption penalty. These should be negotiated with your new remortgage lender and legal representative. Even after these costs it is generally cheaper to remortgage, but you should still calculate them carefully before committing to your new remortgage deal.

Do you need to sell your house fast? People come to us and need to sell and rent back for a variety of reasons - financial difficulties, repossession, divorce, emigration, moving for work, general cash raise, pension top up and many other less obvious reasons too. At Switch Property Services we are not here to judge, but to help you get the best deal for your specific situation and help you get on with your life.

Selling through an established cash property buyer like Switch Property Services can take away the stress of selling a home the conventional way. No estate agent fees, no endless viewings, no stress and an express completion. At Switch Property Services we will make you a guaranteed cash offer for your home no matter what condition it is in.

Selling through us you can avoid repossession as we can make an offer and complete the same day if necessary. This may also save you further negative entries on your credit file. A guaranteed offer, no hassle with estate agents, no stressful viewings, express completion and all the paperwork completed for you in return for a highly competitive cash offer. We typically offer between 80% and 85% of market value. Easy as 1,2,3....


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